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Personal Umbrealla

An insurance policy that protects against a catastrophic lawsuit or an adverse judgment. An umbrella insurance policy provides expanded insurance coverage and offers more liability protection than standard homeowner, renter, or auto insurance policies. The umbrella policy pays for the part of the claim in excess of the limits of the basic liability coverage not covered by personal liability insurance. An umbrella policy is additional insurance that works in conjunction with auto insurance and  homeowners insurance.

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